
The Ultimate 2025 Guide to Ontario’s Accessible Renovation Grants
Planning an accessible bathroom renovation is a crucial step toward enhancing safety, independence, and comfort in your own home. But let’s be honest: the cost of renovations and the complex maze of grant applications can feel overwhelming. Where do you start? What documents do you need? And how can you be sure you’re getting the maximum financial support you’re entitled to?
You’re not alone in asking these questions.
At Magic Reno, we don’t just build accessible bathrooms; we partner with our clients through every step of the process, including navigating the funding landscape. As an approved vendor for major programs like March of Dimes, we’ve helped countless families secure the funding they need. This guide is designed to demystify the process and give you a clear, actionable plan.
The Golden Rule of Grant Applications: Start with the Right Quote
Before you fill out a single form, the most critical step is to get a detailed, official quote from a contractor who is experienced with grant programs.
Why is this so important?
It’s a Requirement: Most programs, especially the March of Dimes HVMP, will not even consider your application without a formal quote from a recognized contractor.

It Justifies Your Funding: The quote must specifically itemize all the accessibility and safety features you need. A quote that simply says “Bathroom Renovation – $15,000” will likely be rejected. A quote that lists “Installation of 3x stainless steel grab bars, a barrier-free shower base, a folding shower seat…” is what gets approved.
1. At a Glance: Available Accessible Renovation Grants (2025)
Here is a quick look at the primary funding sources available in Ontario.
Program | Max Funding | Key Eligibility | Covers |
---|---|---|---|
March of Dimes HVMP | $15,000 | Long-term physical disability | Bathrooms: roll-in showers, grab bars, widened doorways |
Ontario Renovates | $15,000–$25,000 | Low-income seniors or persons with disabilities | Bathroom upgrades, accessibility modifications |
ADP (Assistive Devices) | 75% of equipment cost | Residents with verified long-term disability | Equipment only (e.g., shower seats, lifts—not renovations) |
Veterans Affairs (VIP) | $6,000–$10,000+ | Registered veterans | Accessibility improvements including bathrooms |
HATC (Federal Tax Credit) | Up to $3,000 in tax credit | Seniors 65+ or DTC eligible | Most accessibility retrofits |
2. Do You Qualify? A Simple Eligibility Checklist
✅ March of Dimes HVMP
- Must have a permanent physical disability that impacts mobility.
- Must require home modifications for independent living, often confirmed by a healthcare professional.
- Must own or rent a home in Ontario and meet the program’s income-testing criteria.
✅ Ontario Renovates Program
- Must be a low-income senior (typically 65+) or a person with a disability.
- Your income and property value must fall under the specific thresholds for your municipality (check your local city’s website for details).
✅ Home Accessibility Tax Credit (HATC)
- You must be 65 or older at the end of the year, OR be eligible for the Disability Tax Credit (DTC).
- You can also claim it for a qualifying relative living in the home.
✅ Veterans Affairs (VIP Program)
- Must be a qualified Canadian veteran.
- The required modifications must relate to aging or a health condition.

3. Your Step-by-Step Application Strategy
- Confirm Eligibility & Consult: First, review the criteria above. Then, book a free consultation with us. We’ll assess your needs and confirm the best path forward.
- Get Your Official Quote: We will visit your home, take measurements, and provide a detailed, official quote tailored for the grant application—complete with photos and all necessary documentation.
- Gather Your Documents: While we prepare your quote, you can gather your supporting documents, such as a letter from your doctor, proof of income (like a Notice of Assessment), and proof of homeownership.
- Complete and Submit Your Application: Once you have our quote and your documents, fill out the application forms for your chosen program. We can offer guidance to ensure everything is filled out correctly.
- Await Approval & Schedule Work: Processing times can vary. Crucially, do not start any renovation work until you have received official written approval. Once approved, we schedule your renovation.
💡 Feeling overwhelmed by the paperwork? You don’t have to do this alone. Book a free consultation and let our experts guide you through the application process from start to finish.
4. Can I Get a Better Bathroom Than the Grant Covers?
Absolutely, yes! This is a very common and smart approach that gives you the best of both worlds. The grant funds the essential safety components, while you can choose to invest in the finishes you truly want.
Here’s how it works with a simple example
- You design your ideal bathroom: You want a barrier-free shower with premium glass doors, designer tiles, and a high-end vanity. The total cost is $22,000.
- The grant covers the approved amount: Your March of Dimes grant is approved for the maximum of $15,000 to cover the core accessibility features (the shower base, grab bars, toilet, etc.).
- You pay the difference: You are responsible for the remaining $7,000.
- You get the bathroom you truly want: This process allows you to get a bathroom that is not only perfectly safe and accessible but also matches your personal style and adds significant value to your home.
Magic Reno structures all quotes to clearly separate grant-eligible costs from optional upgrades, making the process transparent for both you and the grant reviewer.

5. Pro Tips to Maximize Your Grant Success
✅ Apply Early: Some programs, like Ontario Renovates, have limited annual budgets that run out.
✅ Use an Approved Contractor: For programs like March of Dimes, using a recognized vendor like Magic Reno is key.
✅ Get a Professional Recommendation: A letter from an occupational therapist (OT) detailing your needs is incredibly powerful.
✅ Be Detailed: Ensure your application and our quote clearly explain how each modification will improve your safety and independence.
Bonus Tip: How to “Layer” Your Funding
Can you combine different programs? Here’s a quick guide:
Program | Type | Can be Combined with Provincial Grants? | Notes |
---|---|---|---|
March of Dimes HVMP | Upfront Grant | N/A | This is your primary grant. |
Ontario Renovates | Upfront Grant | N/A | Cannot be combined with March of Dimes for the same expenses. |
HATC | Tax Credit | ✅ Yes | You can claim this on your taxes for any costs you paid out-of-pocket, even if you also received another grant. |
ADP | Equipment Grant | ✅ Yes | This covers devices, not construction, so it does not conflict with renovation grants. |
Veterans Affairs | Upfront Grant | Check with VAC | Typically cannot be stacked for the same expenses, but policies may vary. |
Ready to Apply? Your Final Checklist
Before you submit, run through this final checklist to ensure you have everything you need for a successful application.
- Medical Confirmation: A detailed letter or assessment from your doctor or occupational therapist.
- Proof of Income: Your most recent Notice of Assessment (NOA) from the CRA.
- Proof of Homeownership: A copy of a recent property tax bill.
- “Before” Photos: Clear pictures of your current bathroom’s accessibility challenges.
- The Official Contractor Quote: A detailed, itemized quote from an approved vendor like Magic Reno.
- All Application Forms Signed & Completed: Double-check that you haven’t missed any fields.

You Don’t Have to Do This Alone
The path to a safer home through a funded renovation is achievable. The key is preparation, documentation, and working with a partner who understands the system.
If you’re ready to take the first step, it all begins with a conversation and a proper quote.
Contact Magic Reno today for your free consultation and the official, grant-ready quote you need to get started.
Get Free Consultation today